Why Almost Every Fintech is Thinking About a Bank Charter

Also, SEC finally proposes to scrap Gensler's climate rule; CFTC greenlights bitcoin perps

Friday Q and A: Donald Trump’s regulators have rolled out the welcome mat for new entrants to the banking industry, and fintech and crypto firms are jumping at the opportunity. Both the OCC and FDIC have seen a surge of interest in specialized charters, with applications flowing in at a faster rate than any time since the 2008 financial crisis. The trend